Currency and money in Kyiv

Kyiv is a modern city where handling money is simple and convenient. The banking system is well developed, and card payments are quick and easy. Shops, restaurants, and public transport are equipped with contactless payment terminals that support Apple Pay and Google Pay, so there’s no need to carry much cash. ATMs and currency exchange points are widely available across the city. Overall, you won’t face any money-related issues during your trip.

Below, you’ll find answers to 10 common questions about local currency and money to help you prepare for your visit to the capital of Ukraine.

What currency is used in Kyiv?

The Ukrainian hryvnia (UAH, ₴) is the only official currency of Ukraine. US dollars, euros, and other foreign currencies are not accepted for payment.

Can I pay by card?

Yes, Visa and Mastercard are widely accepted — in restaurants, shops, hotels, and on public transport. Still, it’s a good idea to have a bit of cash for markets, small shops, or in case of power outages.

Where can I withdraw cash?

At ATMs, which you’ll find all around the city. The most reliable ones belong to PrivatBank, Oschadbank, and Raiffeisen Bank. Some ATMs may charge a fee depending on your home bank.

Should I bring cash in dollars or euros?

Yes, if you plan to exchange money. It’s best to do so at official exchange points or banks, as rates at airports and train stations are usually less favorable.

Note: You can bring up to €10,000 (or the equivalent in another currency) into Ukraine without declaring it. If you carry more, you’ll need to declare the amount when crossing the border. The same applies when leaving the country.

Can I pay with Apple Pay or Google Pay?

Yes, contactless payments are accepted almost everywhere, including on public transport, in cafés, and in supermarkets.

Which cards are better to use — local or international?

International Visa and Mastercard cards work without any problems. Just make sure to check your bank’s fees for currency conversion before your trip.

Where is it best to exchange currency?

At banks or official exchange points. In Kyiv, there are also many currency exchange offices that may offer better rates than banks, but it’s important to be cautious and double-check transactions.

Can I pay in dollars or euros in Kyiv?

No, payments are accepted only in Ukrainian hryvnias. You can exchange dollars or euros for local currency at banks or exchange offices.

What denominations of banknotes are used in Ukraine?

Banknotes in circulation include 20, 50, 100, 200, 500, and 1,000 hryvnias. There are also coins: 1, 2, 5, and 10 hryvnias.

How can I check the current exchange rate?

You can easily check the exchange rate on Google (for example, “USD to UAH”), in banking apps, or on local bank websites.